Were you injured in a car accident with an uninsured car or truck driver? Are you worried that your medical bills won’t get paid?
The fact is that if you were injured by an uninsured motorist, it is usually your own insurance company that will pay your bills — if you pursue an uninsured motorist claim.
Does your policy specify that you carry uninsured and underinsured motorist coverage? If so, you can make an uninsured motorist claim against your insurance company.
While that would seem to be the obvious course of action, insurance companies are often in the business of not paying on claims, even to their own insureds. Your own insurance company may be just as adversarial as the other person’s company.
In an uninsured motorist policy, your insurance company will be the only one paying on an uninsured motorist claim. You are eligible to receive an amount up to the maximum of your policy.
Underinsured motorist coverage comes into play if the other driver had insurance, but it was not enough to cover the full cost of your injuries and losses. In that case, you can pursue compensation from your own insurance company for the additional money you need to cover your bills.
Our personal injury attorneys can negotiate with your insurance company on your behalf. If we don’t get the results you need, we’re not afraid to take the case to court for a bad faith insurance claim.